Rates

You get the best deal locally

When you need to borrow, we’re almost always your best choice. We charge reasonable rates and fees because we know we’re helping our friends, co-workers and neighbors.

Checking, Savings and Money Market Account rates

Account type Min. deposit
to open account		 Min. balance
to earn dividends		 APY
Primary Share Savings Account $5 $100-$2,499.99 0.10%
$2,500-$9,999.99 0.10%
$10,000-$24,999.99 0.10%
$25,000-$49,999.99 0.15%
$50,000+ 0.15%
Share Checking Account $20 $100-$2,499.99 0.0%
$2,500-$9,999.99 0.0%
$10,000-$24,999.99 0.0%
$25,000-$49,999.99 0.0%
$50,000+ 0.05%
IRA Share Savings $100 $100+ 0.50%

Share and IRA Certificates

Balance Months / APY
  3 mo.* 6 mo.* 12 mo. 18 mo. 24 mo. 36 mo.
$1,000 NA 0.25% 0.35% 0.40% 0.65% NA
$5,000 0.25% 0.25% 0.35% 0.40% 0.65% NA
$10,000 0.25% 0.25% 0.35% 0.40% 0.65% 0.80%
$25,000 0.25% 0.25% 0.35% 0.40% 0.65% 0.80%
$50,000 0.25% 0.25% 0.35% 0.40% 0.65% 0.80%

Vehicle Loans

  Maximum term
(months)		 100% financing
APR as low as
New Auto loans
New 84 months1 2.95% to 12.95%4
Used 2005 and newer 84 months1 3.65% to 13.65%5
Boat and RV loans
New 180 months2 5.40 to 16.90%
Used 180 months2 5.40 to 16.90%

Motorcycle loans
  Maximum term
(months)		 100% financing
APR as low as
New 84 months1 4.40% to 14.40%
Used 84 months1 4.40% to 14.40%

Personal Loans

  Maximum term APR as low as
Share-secured 120 months 3% above share rate
Certificate-secured Term of certificate 3% above share rate
Signature loan Vary based on loan amount As low as 11%
Unsecured Debt Consolidation loan 60 months As low as 11%

Visa Classic credit card

View details. 10.15%

Home Equity Line of Credit
  Maximum term APR as low as
$10,000—$300,000 7-year draw;15-year repayment period 5.00% variable3

 

Rates effective 1/1/2012 and subject to change.

*IRA certificates not available.

1Minimum loan balance required for 84 months: $30,000.

2Minimum loan balance required for 180 months: $50,000.

3Based on Prime rate as published in Wall Street Journal plus margin; call for current rates.

4Less .25% when financing a qualified Hybrid or new fuel efficient vehicle. Less .50% when financing 80% or less of Kelley Blue Book.

5Less .50% when financing 80% or less of Kelley Blue Book.