Expense recovery and fee schedule
Effective January 1, 2012
| Membership Fee | $5 |
| Outgoing Domestic Wire Transfer | $20 |
| Outgoing International Wire Transfer | $35 |
| Incoming Wire (Domestic) | $10 | Incoming Wire (International) | $20 |
| Check Cashing Fee | $5 |
| Notary Fee | $10 per signature (non-MCFCU documents) |
| Signature Guarantee | $10 per signature |
| Re-opening Account fee | $25 |
| Mailed receipts | $2 |
Shares / Share Drafts Account Fees |
|
| Returned Deposit | $25 |
| Statement Copy Fee | $5 |
| Account History Printout (1 month) | $5 |
| Account Reconciliation/Research Fee | $30 per hour, 1 hour min. |
| Stop Payment Order Fee Share drafts |
$20 |
| Teller Checks | $20 |
| ACH/Electronic items | $20 |
| Teller Checks | 2 free monthly, $10 thereafter |
| Account Escheat fee | $2 |
| Bad address fee when mail is returned | $20 |
| Garnishments, Levies, Legal Orders | $25 |
| Account closure (within 90 days of opening) | $25 |
| Share Draft Copy | 3 free per month/$5 thereafter |
| Copy of deposit items | $5 |
| Non Sufficient Funds (Paid or Returned) (Drafts, ACH/Electronic items, Visa debit card) |
$25 |
| Verification of deposit | $10 |
| Temporary checks | $1 each |
| ATM deposit corrections | $5 |
Card Fees |
|
| Card Services Replacement VISA® debit or credit card |
$10 |
| Additional Visa Card | $5 |
| Priority delivery Visa debit or credit card | Debit card=$40. Credit card=$25 |
| Copy of Visa credit or debit draft | $20 |
| Late Payment Fee | $20 |
| Returned Payment Fee | $25 |
| Visa Statement Copy | $5 |
| VISA® International Service Assessment | 1% of Transaction |
| MasterCard® Issuer Cross-Border Assessment (International ATM transactions via Cirrus®) |
0.80% of Transaction Amt. |
| MasterCard® Currency Conversion Assessment (International ATM transactions via Cirrus®) |
0.20% of Transaction Amt. |
Loan Fees |
|
| Returned Loan Payment | $25 |
| Consumer Loan Late Fee | $20 |
| HELOC Late Fee | $20 |
| Deed Reconveyance/Recording | $50 |
| Real Estate Subordination Fee | $150 |
| Demand for Payoff | $25 |
EFT Fees |
|
| ATM & Debit Card Transactions at non-MCFCU owned ATM |
5 free per month/$1 thereafter |