Our lowest rate ever is gonna move you!

Transfer bank and store credit card balances to our Visa Credit Card and pay just 6.9% APR until the transferred balance is paid off.

  • NO balance transfer fee
  • NO annual fee
  • Reliable everyday low rate of just 10.15% APR
  • New 1% minimum monthly payment for flexibility
  • We donate 1% of our Visa net income to local groups like Marin Humane

New lower minimum monthly payment

We've lowered the minimum monthly payment on our Visa Credit Card to just 1%. Of course, you can always make larger payments, but for months with other expenses, you now have more flexibility.

Ready to get moving?

Fill out a Balance Transfer Request and we'll take it from there!

Not carrying our Visa Credit Card yet?

Apply online now, call (888) 521-0135 or visit our office. See Visa Credit Card disclosure here.

How our Good Plastic Program works

Annual Percentage Rate effective 5/15/21 and good for balances transferred between 5/15/21 and 7/15/21. Transfers may not exceed available credit on MCFCU Visa Credit Card. Subject to approval. Existing MCFCU balances not eligible for transfer.