New and Used Auto, RV, and Motorcycle Loans

We offer great financing for all the vehicles that move you. Count on us for the lowest rates and terms to fit your budget.

We’re Marin County’s favorite place for auto loans for a lot of great reasons.

  • Free preapproval — no application fee
  • Zero down payment available
  • Flexible terms for low monthly payments
  • Low rates you can count on
  • We offer the SAME low rate whether you're buying a New, Used / Pre-owned car
  • We finance Private Party purchases, too — learn more here

Refinance your current loan from another lender and save money

Love your car but hate the loan? We refinance loans from other lenders every day for members to help them keep more cash in their pocket. Apply to refi now or call (888) 521-0135 and we’ll run the numbers for you. Please note existing MCFCU loans not eligible for refinancing.

We saved member Erik $43 each month on his Jeep Rubicon
We helped Erik save $43 a month on his Jeep Rubicon. Talk to us and see how much we can save you.

Apply Now to refinance your vehicle loan

Mechanical Breakdown Protection that beats the dealers’

The same coverage as the manufacturer’s extended warranty but at a fraction of the cost.

  • Pays for parts and labor for covered repairs
  • Premiums can be part of your loan payment
  • Includes road emergency and rental reimbursement coverage

Guaranteed Auto Protection covers the difference

Bridges the gap between your remaining loan balance and your insurance settlement if your vehicle is totaled or stolen.

  • Flat fee of just $260
  • Covers up to 125% of remaining loan balance
  • Pays up to $1,000 of your insurance deductible

Contact us or call (888) 521-0135 with any questions.

Free car buying e-book

Download and read our free "5 Steps to Savvy Car Buying" e-book before you shop to learn about:

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Click to download
  • Uncovering hidden and overlooked costs
  • Setting your own pace in the showroom
  • Determining a budget