Home Equity Loans and Home Loans

A backyard ADU

Home Equity Lines of Credit

An Accessory Dwelling Unit (ADU) — often called a granny flat or back-yard cottage — is affordable to construct in California. And they provide much-needed housing you can rent out, or allow your extended family to live-in rent-free. In fact, California actively encourages ADUs.

Our Home Equity Line of Credit is the smart and affordable way to make an ADU work for you. You can also use our HELOC to upgrade your air conditioning, replace your roof, add solar panels, or other improvements to your house. It’s the affordable way to finance renovations you’ll enjoy now and that may increase your home’s value too!

  • Handy, anytime advances online, by check, phone or in person
  • Lines up to $400,000 and NO annual fee
  • Streamlined process for super-fast funding and ultra-low fees
  • Only pay interest on funds you use

Questions? Give us a call at (888) 521-0135.

Free HELOC e-book

Download and read our free Home Equity Makes It Happen e-book to learn about:

HELOC eBook cover
Click to download
  • How your home’s equity is calculated
  • How rates are calculated
  • What is not a good use for a HELOC

Learn more from the Consumer Finance Protection Bureau.

Looking for other lines of credit?

We also offer Personal Loans and Visa Credit Cards, both with super-low rates.

Home Loans

Whether you’re buying your first — or next — home, we can help. We have a variety of loans to fit every need and local service for the fastest answers.

Visit our Mortgage Center today