Member Newsletter

Couple high-fiving

High-yield and federally insured CDs

These days, you want your money to work harder and be here when you need it. We deliver!

Our Term Share Certificates (CDs) let you pick the term(s) that fit your needs. And they all come with federal deposit insurance of at least $250,000.

  • Terms from 3 to 36 months
  • Consider laddering your investments to align with your savings goals
  • Open with as little as $1,000

Check out our current rates and contact us to open your CD today.

car on road

New and Used Auto Loans

We offer great financing for all the vehicles that move you. Count on us for the lowest rates and terms to fit your budget.

We’re Marin County’s favorite place for auto loans for a lot of great reasons.

  • Zero down payment available
  • Flexible terms for low monthly payments
  • Low rates you can count on
  • We offer the SAME low rate whether you're buying a New, Used / Pre-owned car
  • We finance Private Party purchases, too — learn more here

Columns with NCUA and Bauer logosAccounts insured to at least $250,000

Each Marin County Federal Credit Union member has at least $250,000 in total insurance coverage. Administered by the National Credit Union Administration (NCUA), the Share Insurance Fund insures individual accounts up to $250,000.

Additionally, a member’s interest in all joint accounts combined is insured up to $250,000. The Share Insurance Fund also separately protects members’ IRA and KEOGH retirement accounts up to $250,000, and provides additional coverage for members’ trust accounts. You can use this Share Insurance Estimator to calculate your insured account coverage.

The Share Insurance Fund has the backing of the full faith and credit of the United States.

Credit union members have never lost even a penny of insured savings at a federally insured credit union.

We encourage you to visit to learn more and please contact us with any questions.

5-Stars from Bauer Financial

We're proud to have received the highest 5-star rating from Bauer Financial, meaning we're well-run and financially stable and are recommended by Bauer.

kitchen blueprintsHome equity gets it done

Is 2023 the year you make that kitchen really cook? Or the backyard the oasis you need?

Whatever improvements would make your home better, our Home Equity Line of Credit (HELOC) is the smart way to pay for it. We have some of the lowest rates in town and a streamlined process for super-fast funding and ultra-low fees. Learn more and apply now.

We also want you to make a smart choice when using your HELOC. That's why we've written a free HELOC e-book so you're making an informed decision.

IRS tax refund checkTax seasons means scam season

As you’re working to gather W2s, tax receipts and get your tax returns files, scammers are also working hard to steal from you. 

First things first: DO NOT reply to any texts, calls, or emails claiming to be from the IRS. The scammer wants to frighten you into acting quickly. Resist the urge to respond! Instead, if in doubt, you can contact the IRS directly at 800-829-1040.

Here are a few recent scams to be aware of:

  • Emails claiming to be from the IRS
    The IRS will never send you an unsolicited email. You may see subject lines like “Automatic Income Tax Reminder” or “Electronic Tax Return Reminder”. DO NOT respond to the email or click on links. If in doubt, contact the IRS directly through their website.
  • Don’t be “ghost” tax return victim
    Ghost tax preparers charge you to complete your tax return but don’t sign the return. That’s a red flag! Licensed tax preparers must sign the return they prepare.
  • Scams targeting students
    Scammers are targeting students or staff with “.edu” email addresses. They usually promise refunds or expedited service and ask you to share personal information to check on your refund. Do not click on the email or respond.

Finally, if you’re expecting a refund, you can always check on its status at the IRS “Where’s My Refund” website.