Rates effective as of December 11, 2025
| Type | Max. Loan Amount | Max. Term | APR* |
|---|---|---|---|
| First Position | $360,000 | 5-year draw | as low as 6.25% |
| First Position - no first mortgage | 80% LTV | 15-year repayment | Variable Rate |
| Second Position | $360,000 | 5-year draw | as low as 7.25% |
| Second Position - with first mortgage | 80% combined LTV | 15-year repayment | Variable Rate |
* Rates are based on current Prime Rate as published in The Wall Street Journal, plus a margin.
APR: Annual Percentage Rate
APY: Annual Percentage Yield
Rates are subject to change without notice.
Certain conditions and restrictions apply.
Call 415-499-9780 for details and current rates.
Loans subject to approval.
Equal housing lender.
NMLS# 1048060